Protect What Matters Most
Get unbiased insurance advice from experienced CAs. We compare plans across insurers to find the right coverage for your family — no hidden commissions, no pressure tactics.
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Insurance Plans We Help With
We advise on the most important insurance categories to ensure your family and assets are protected against life's uncertainties.
Term Life Insurance
Pure protection at the lowest cost. Provides a lump sum to your family if something happens to you during the policy term.
Covers up to Rs 2 Cr at Rs 500-800/month
Health Insurance
Covers hospitalization, surgeries, and medical expenses for you and your family. Includes cashless treatment at network hospitals.
Tax deduction under Section 80D
Whole Life Insurance
Combines life cover with a savings component. Suitable for estate planning and long-term wealth transfer to the next generation.
Coverage for entire lifetime
Motor Insurance
Comprehensive and third-party motor insurance for cars and two-wheelers. We help you find the best premium with maximum coverage.
Mandatory by law + own damage cover
Home Insurance
Protects your home and belongings against fire, theft, natural disasters, and other unforeseen events. Often overlooked but highly valuable.
Covers structure + contents
Unbiased Insurance Advice
We work for you, not the insurance company. Our recommendations are based on what you actually need, not what pays us the highest commission.
Licensed Advisors
Qualified Chartered Accountants who understand both insurance products and your tax situation. Advice grounded in financial planning, not sales targets.
Claim Support
We don't disappear after you buy a policy. When you need to file a claim, our team assists with documentation and follow-up with the insurer.
Multi-Insurer Comparison
We compare plans across multiple insurance companies to find you the best coverage at the right price. No bias toward any single insurer.
Zero Pressure
No aggressive follow-ups, no spam calls. We present the options, explain the trade-offs, and let you decide at your own pace.
How It Works
Getting the right insurance cover is straightforward with us.
Share Your Needs
Tell us about your family, income, existing policies, and what you want to protect. A quick call or WhatsApp message is all it takes.
We Compare Plans
We analyze plans from multiple insurers, compare premiums, coverage, claim settlement ratios, and exclusions to shortlist the best options for you.
You Choose & We Assist
Pick the plan that fits your budget and needs. We handle the application process, medical coordination, and policy issuance end to end.
Frequently Asked Questions
Answers to the questions we get asked most often about insurance.
A common rule of thumb is 10-15 times your annual income. For example, if you earn Rs 10 lakh per year, you should have at least Rs 1-1.5 crore in term cover. We also factor in your liabilities (home loan, car loan), number of dependents, and future goals (children's education, spouse's retirement) to arrive at a precise number.
Health insurance typically covers hospitalization expenses including room rent, surgeon fees, medicines, diagnostic tests, and ambulance charges. Most policies also cover daycare procedures (treatments that don't require 24-hour hospitalization), pre- and post-hospitalization expenses (usually 30-60 days), and some even cover outpatient consultations. Critical illness riders can be added for lump-sum payouts on diagnosis of serious conditions.
Yes, you can hold multiple health insurance policies. If your employer provides group health cover of Rs 5 lakh and you also have a personal policy of Rs 10 lakh, you can claim from both. The claim is first filed with one insurer, and any remaining amount can be claimed from the second. This is especially useful if your employer cover has sub-limits or low coverage amounts.
Most health insurance policies have three types of waiting periods: an initial waiting period of 30 days (no claims except for accidents), a specific disease waiting period of 2-4 years for conditions like hernia, cataract, and joint replacements, and a pre-existing disease waiting period of 2-4 years. This is why we recommend buying health insurance early — the sooner you start, the sooner these waiting periods are behind you.
Yes. Claim time is when you actually need your advisor the most. We help you gather the required documents, fill out claim forms correctly, coordinate with the insurance company's TPA (Third Party Administrator), and follow up until the claim is settled. For cashless claims, we assist with pre-authorization at network hospitals.
Section 80D of the Income Tax Act allows you to claim deductions on health insurance premiums paid for yourself, your spouse, children, and parents. You can claim up to Rs 25,000 for yourself and family, and an additional Rs 25,000 for parents (Rs 50,000 if parents are senior citizens). If you are also a senior citizen, the total deduction can go up to Rs 1,00,000. This deduction is available under the old tax regime.
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Insurance is subject to the terms and conditions of the policy. TaxInvestInsure acts as an insurance advisor and does not underwrite policies. All insurance products are offered by respective insurance companies. Please read the policy documents carefully before purchasing any insurance product.