Expert insights on tax planning, investments, and personal finance.
NPS is one of the few tax-saving options still available under the new tax regime for salaried employees. Learn how Corporate NPS reduces taxable income, how it compares with PPF, and whether NPS delivers better post-tax returns after considering maturity taxation and annuity rules.
A complete guide for NRIs investing in Indian mutual funds — from NRE/NRO accounts and KYC to capital gains tax, TDS, and DTAA benefits. Plus the recent ITAT rulings that could mean zero tax on mutual fund gains for NRIs in UAE, Singapore, and Mauritius.
SIP or lump sum — which mutual fund investment method gives better returns? Compare rupee cost averaging vs timing the market with real examples, and learn when a hybrid approach works best.
Turning 30? Here's every financial step you should have completed emergency fund, term insurance, health cover, SIP investments, NPS account, and ITR filing. A checklist for Indian professionals.
Relying only on your employer's group health insurance? Discover the 6 hidden gaps — low sum insured, no portability, room rent caps — and why every salaried professional needs a personal policy too.
Your health insurance base plan has gaps that can cost lakhs. These 5 riders - critical illness, maternity, room rent waiver, personal accident, and no-claim bonus- close them. Here's what each costs.
A 25-year-old pays ₹6,000/year for ₹1 crore term cover — by 40, the same plan costs ₹18,000+. See exactly how age affects your term insurance premium and why buying early saves you lakhs over your lifetime.
PFRDA's 2026 NPS rule changes affect your retirement corpus, withdrawal limits, and tax benefits. Understand the new partial withdrawal rules, annuity options, and Tier-II changes before you invest.
New Income Tax Act 2025 is effective from April 2026. Learn about revised tax slabs, new tax year concept, stricter HRA rules, updated Section 80C limits, and what salaried professionals must do now.