HRA Exemption Calculator
Calculate your tax-free HRA under Section 10(13A) of the Income Tax Act.
Enter Monthly Salary Components
Basic salary as shown in your payslip
Usually ₹0 for most private sector employees
HRA component in your salary/CTC
Actual rent paid to your landlord
Metro: 50% of (Basic + DA) · Non-metro: 40% of (Basic + DA)
Annual HRA Received
—
Annual Rent Paid
—
HRA Exempt (Tax-Free)
—
This amount is deducted from your taxable income
Taxable HRA
—
This portion is added to your taxable salary
Exemption Calculation — 3 Conditions
Exemption = Minimum of the three values below
| Condition | Description | Amount |
|---|---|---|
| 1 | Actual HRA received from employer (annual) | — |
| 2 | Rent paid minus 10% of (Basic + DA) × 12 | — |
| 3 | 50% of (Basic + DA) × 12 (Metro) | — |
| Minimum (Tax-Free HRA Exemption) | — | |
Disclaimer: This calculator provides HRA exemption estimates for informational purposes. HRA exemption is only available under the old tax regime. Actual exemption depends on your employer's CTC structure, DA component, and ITD assessment. Consult a Chartered Accountant for accurate tax planning.
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