Turning 30 is a financial inflection point. The habits and products you set up now — emergency fund, insurance, SIPs, NPS, ITR — determine whether your 40s are comfortable or chaotic.
If your only health insurance is the one your company gives you, you're one job change, one layoff, or one serious illness away from being completely unprotected. Here are the gaps most salaried professionals don't see until it's too late.
Your base health insurance plan covers the basics. But it's the gaps you don't see — room rent caps, no critical illness cover, zero maternity support — that can cost you lakhs during a real medical event. These 5 riders close those gaps.
Term insurance needs
India